payzy pro by T
payzy pro by T – The Terminal-Free Payment Revolution for Merchants
payzy pro by T is the next-generation payment solution that turns your smartphone or tablet into a card terminal – no extra hardware needed. Built for small and mobile merchants, payzy pro by T simplifies digital payments so you can focus on growing your business.
Developed by Cosmote Payments, a licensed Electronic Money Institution from Greece and part of the Deutsche Telekom Group, payzy pro by T brings proven payment technology and merchant trust to the German market.
Our Focus Topics
Our focus topics form the thematic core of the DIGITAL X Focus Edition AI – with a clear view of the relevant challenges and opportunities for companies: digital business and artificial intelligence.
About the company
Key features for merchants
• Accept payments with just your phone
Use the payzy pro by T app to accept card payments via NFC – fast, secure, hassle-free, and without hardware.
• Support of all major cards
Girocard, Visa, Mastercard – all in one solution.
• Instant activation – no commitments, no special contracts
Get started in minutes with zero setup costs or long-term commitments.
• Transparent pricing – fair and competitive
Flat fees on transactions, no surprises. payzy pro by T comes with one of the lowest transaction rates in Germany.
• Modular and flexible by design
Choose only the features you need – and scale as you grow.
• Quicker settlements for better cashflow
Stay in control with rapid payouts and full transaction transparency.
• Secure & trusted
The payment solution is backed by Deutsche Telekom’s ecosystem and Cosmote Payments’ infrastructure, with proven reliability and compliance across Europe.
payzy pro by T is ideal for
• Cafés, boutiques, beauty salons, kiosks, food trucks, market stalls, taxi drivers, solo entrepreneurs.
• Craftspeople, workshops, mobile service providers, freelancers.
Successfully Proven in Greece – now in Germany
payzy pro by T is already trusted by thousands of businesses in Greece. It is now launching in Germany to empower the next generation of merchants with smart, digital, and terminal-free payments.
payzy pro by T is part of a holistic fintech ecosystem
Cosmote Payments is an Electronic Money Institution licensed by the Bank of Greece for the exercise of electronic money issuance, distribution and redemption activities as well as the provision of payment services. Cosmote Payments provides services for accepting card payments made either in physical stores (via eftPOS) or online (virtual POS). Further, Cosmote Payments also provides banking services for consumers around a digital bank account. Alongside the merchant solution payzy pro by T, Cosmote Payments also offers the B2C wallet app payzy – a digital banking and payment solution for consumers. payzy enables mobile payments, delivers 1% cashback on all purchases, offers peer-to-peer features like Chat & Pay and Split-it, and allows users to save money through personalized sub-accounts. Together, payzy and payzy pro by T create a fully integrated fintech ecosystem – connecting consumers and merchants through a seamless, digital payment experience. payzy pro by T and payzy offer an attractive variety of features and functionality around mobile payments and banking services – simple, fast and secure. They extend our digital offering for our Telekom customers beyond connectivity and data – and our customers earn better and more personalized services.